The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) has taken a major step forward in expanding health insurance coverage across India, now providing ₹5 lakh per family annually for hospitalizations involving complex and costly treatments. Launched in 2018, the scheme was designed to reach economically disadvantaged families, helping millions access secondary and tertiary care in both public and private hospitals.
Recent updates to the program have introduced a broader eligibility range, including expanded age criteria that now allow more senior citizens to qualify. The streamlined application process, available on the Ayushman Bharat PM-JAY website, mobile app, and local centers, makes it easy for beneficiaries to register and receive services. The government is also prioritizing inclusivity, with regular updates to covered treatments and a focus on high-cost procedures, ensuring better support for marginalized communities and bolstering the health infrastructure across the country.
